The importance of homeownership, death of the check, and buh-bye Google Reader

U.S. News & World Report brings together studies discussing the importance of homeownership.  Besides economic benefits, there are also social benefits. “Clearly, for most people there are distinct times to rent and own, based on income, marital status and other variables, and housing policy should provide a balance between these housing needs. However, given the ability of homeownership to generate family and community benefits, ensuring policies that facilitate sustainable homeownership must remain at the core of our nation’s housing policy agenda.”

U.S. consumers and businesses wrote 28 billion checks in 2009, a figure that’s been dropping about 1.8 billion a year. The deathrattle of checks started on September 11, 2001, when the terrorist attacks in New York put a halt to the daily $6 billion worth of checks flying around in planes from coast to coast. New technologies are quickly making even today’s use of checks obsolete.

Google has decided to shut down its RSS feed reader, Google Reader, as of July 1st. While blogs and RSS are yesterday’s shiny new toy, lots of people still rely on Google Reader to condense their information stream to a manageable flow. Forbes had an interesting piece on the shutdown, reminding us that although the internet is a ‘user-driven’ medium, it’s still controlled in lots of ways by corporate tech companies. Looking for alternatives to Google Reader to migrate your feeds? There still are several feed reader alternatives out there.

As a both a biker commuter and car driver, I know the frustration of reading bike riders’ hand signals for turning and stopping. People seem to do just whatever they want, if at all. Is this guy turning or stopping? An inventor has taken some of the guesswork out of the process with his new prototype helmet with built-in stop and turn signals. It’s pretty cool if it’s not too heavy.

In order to make the game more relevant to his 3-year-old daughter, a father hacked into Nintendo’s classic video game Donkey Kong and reversed the roles of the hero and princess. Now Princess Pauline jumps, climbs, and dodges barrels to save Mario.

Twinkies will be back! Is this a good thing or not?

Tagged with:
 

Homeownership declines in all but elderly in last 20 years, real estate auctions & customer service hell

Conforming mortgage limits are dropping at the beginning of October from $729,750 to $625,500, meaning that buyers looking for homes priced over that amount will have to seek out and qualify for a jumbo mortgage – generally at a higher interest rate and with a large downpayment. For most of the country, it is not that big of a deal. Buyers looking for million dollar homes generally have some financial flexibility. But in New York City, the change in conforming loan limits impacts a much broader swatch of the market. The New York Times has the details.

The blog Calculated Risk takes Census data to show some remarkable declines in homeownership over the last 20 years by all but the elderly. They attribute it to various factors including younger people waiting longer to marry, mobility issues, etc.

Jakob Nielson is the go to guy for user-interface/intuitive product design advice. His latest column talks in part about how the rise of mobile and portable devices doesn’t mean the end of the desktop PC. One invention rarely completely replaces another. Because of this, companies will need to design for multiple screen types – mobile, PC, TV and maybe more based on their product. What works on one, may not work on another. How is your MLS system responding? Is it keeping up with various formats and designs or is it trying a one-size-fits-all approach?

Real estate auctions, long used in the sale of foreclosed properties, are becoming more popular among wealthy homeowners to drum up interest for mansions that have languished on the market after the housing crash.

Google’s axiom: don’t be evil. Yet, many of us remain suspicious. Some insight into Google’s intentions. For up-to-the-minute tech articles and research from the National Association of REALTORS®, follow @nartech on Twitter.

Getting out of voicemail/automated calling hell. While you’ll never have this nightmare when calling us at Information Central, sometimes it’s hard to figure out how to bypass the auto prompts. The author suggests stomping on the ’0′ or ‘#” keys.

While you can’t ignore reality, you also can’t let financial anxiety take over your life. That’s no way to live. If you’re having a hard time keeping a sense of perspective, here are three suggestions to help you through trying times.

Just what you were waiting for: Facebook to launch music service.

Everyone have a great holiday weekend!

Tagged with:
 

Communities based on communication, social networking, a new iPhone, and a house of books

Researchers at MIT, AT&T Labs and IBM Research are revealing new research that redefines regional boundaries in the United States, using patterns of social connectedness across the country derived from anonymous and aggregated cell phone data.

Billionaire Warren Buffett said U.S. employment will surge with the eventual rebound of the housing market.

Social networking is still the word and everyone is vying for a spot in this lucrative market, including Google+. For a preview, Cnet has a great video tour.

For the first time in many years, a June has come and gone without a iPhone update announcement from Apple. That doesn’t mean the rumors aren’t flying that something new will be coming from Cupertino this fall. Engadget rounds up the iPhone 4s/5 rumors.

There’s not just money to be made in social networking websites—smartphone applications also prove a profitable business, with Apple selling its 15 Billionth App this week.

Data and computer security is a constant battle. Now a new front has opened: mobile devices such as smart phones and tablet computers. As these mini-computers become more and more powerful and more and more a business necessity, thieves are realizing the ease of unlocking corporate data from them. BBC News has the details.

Need help getting your car repaired, but don’t know what it may cost? Need advice on where to go? Repairpal.com to the rescue!.

Say goodbye to the Picasa and Blogger names: Google intends to retire several non-Google name brands and rename them as Google products. Note: just the names will change, the products will still be there.

For a librarian, a house full of books is a dream. What about a house made of and supported by books? A scholar in Osaka, Japan recently had a house built supported by an innovative bookshelf system that can hold up to 10 tons of books.

Tagged with:
 

Looking for something?

Use the form below to search the site:

Still not finding what you're looking for? Drop a comment on a post or contact us so we can
take care of it!

Visit our friends!

A few highly recommended friends...