Buying to rent, asteroids, Google Glasses, and why the Harlem Shake matters

Global investors have been active in the US for several years, but recently they’ve moved into a new arena: buying to rent. The Wall Street Journal explores how overseas firms are slicing into an arena usually dominated by local mom and pop investors.

We were all shocked by the asteroid that caused havoc in Siberia last Friday. While no one died (and local collectors are profitting), if the angle had been slightly different we might be writing a different story. MSNBC‘s cosmic blog explains the difference between asteroid, meteorode, meteorite, and a whole range of other terms – in short it comes down to size, mass and how bright the thing burns. And Wired looks at how scientist around the world are working to protect the Earth from future impacts.

Google has released a new video for its forthcoming Google Glasses. You can also apply to be a beta tester, though you’ll still have to buy they things for $1500.

It’s been a YouTube sensation for less than a month, but the latest internet meme of dancing to the song Harlem Shake has exploded around the world. While fan-uploaded videos basically show people dancing to a goofy song, the trend is important and widespread enough that the powers that be are taking notice. Several brands, including Pepsi, Nintendo, Puma and others have all uploaded videos. And more than that, the meme is a good measure of how music is being consumed these day. Record companies, once reluctant to let their songs appear for free on YouTube, are now capitalizing on the publicity (and earning some $$ via YouTube’s profit sharing mechanism). And the venerable Billboard recently announced that it’s now incorporating YouTube streams into its chart rankings. The little known song, released last May, is now the number 1 download on iTunes in several countries.

The U.S. Marine Corps introduced their new mascot this week. Chesty the bulldog will assume his duties at the end of March after some rigorous obedience training. At this point, the adorable 9-week old pup is to ‘cute’ what regular marines are to ‘tough’.

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Housing declines dragging down broader economy, visas for int’l buyers, and why you might suck at twitter

The New York Times had an article that diagnoses our national economic gloom to be a result of falling housing prices. The story cites a 2007 CBO review that calculates that:

people reduce spending by $20 to $70 a year for every $1,000 decline in the value of their home. This “wealth effect” is significantly larger for changes in home equity than in the value of other investments, such as stocks, apparently because people regard changes in housing prices as more likely to endure.

In these belt-tightening times, money from a permit to drill for natural gas on your property would sure be welcomed by most. But before you sign, realize that it could cause you to default on your mortgage. Banks are beginning to scrutinize these leases, wondering if at the end they are going to be stuck with a toxic waste site that they can’t sell.

More on a story from last week’s WWR blog entry: two Senators are preparing to introduce a bill that would give residence visas to foreigners who spend at least $500,000 to buy houses in the U.S. Overseas buyers spent $82 billion buying up U.S. homes in the 12 months ended in March, up 24 percent from a year earlier.

Gmail is getting a new look.

First Class mail goes up by a penny on January 22 to $0.45.

Social Media expert Chris Smith offered a Twitter webinar this week with enlightening and useful take-aways on how to improve one’s Twitter presence. Jeff Turner shares a nice write-up of the event and gives reasons why you might suck at twitter.

New iPhone 4S on sale, some customers notice yellow tint to screen.

Still haven’t carved your jack-o-lantern? Here are some fun templates you might want to try.

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Debt ceilings, MID, and getting a $300k house for $16

Discussions over raising the debt ceiling have dominated news coverage for the past week. The impact of any failure could be widespread and will include the housing market. NPR talks to industry insiders that worry that if the political theatrics continue much longer, that could spook investors, drive up interest rates, push down home prices and hurt the economy.

While default could dramatically impact the housing and mortgage markets, MSNBC explains how Europe’s troubles are buoying the US mortgage market. Even as a potential U.S. default looms, the odds seem lower than a default in Europe which is helping to drive down US mortgage rates. It’s like living in the nicest house in a bad neighborhood.

Robert Siegel from NPR recently interviewed our own Jed Smith, managing director of quantitative research in our DC office, regarding the benefits of maintaining the mortgage interest deduction. Interesting fact: two-thirds of apartment dwellers support maintaining the deduction.

The glut of foreclosed homes plus a tanking economy isn’t bad for everyone. A man in suburban Dallas took advantage of a little known Texas law that (so far) is allowing him to move in and take possession of a $300,000 house for only a $16 filing fee.

Solar panels not only generate energy from the sun, but also save energy by lowering roof temperatures during the day and insulating at night according to a recent study to be published in a science journal. According to the press release:

the team determined that the amount saved on cooling the building amounted to getting a 5 percent discount on the solar panels’ price, over the panels’ lifetime. Or to put it another way, savings in cooling costs amounted to selling 5 percent more solar energy to the grid than the panels are actually producing— for the building researchers studied.

Applying for a job can be stressful. Add in all the drug/police/background checks and you start to wonder if you’re applying for the CIA. Now there’s one more check to worry about – social media check. Like any group that might come across as racist? post risque photos? mention your love for 420? It could all come back to haunt you.

Getting older is never fun. Health via CNN offers some suggestions on how you can recapture some of that energy and spunk of when you were 21. None of the advice should be surprising: get more sleep, eat well, exercise, take care of yourself and have a positive outlook.

How can you tell if someone is lying? Or want to avoid getting caught yourself? Here are some tell-tale signs that help the experts tell truth from fiction.

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fg214International real estate buyers snapped up an estimated $41 billion in real estate in the US last year. With the recent downturn in home prices, the US is becoming a more and more popular location for overseas buyers looking for investment or even just a second home. Trulia recently released a study on their Trulia Insights blog that examined just where international buyers were shopping and the results are interesting. While no one should be surprised that Florida towns make up 10 of the top 24 cities for international searches, individual results by buyer country showed some interesting results (Click on the image at the top of the blog post for a full interactive list of country and city pairs). For example, Detroit was the fifth most popular city for buyers from Australia. People from the UK were most interested in a Los Angeles address, while San Antonio was most searched by visitors from Mexico.

Prefer to focus on where domestic buyers are coming from or where you might get referrals? NAR provides relocation reports based on government data. These multi-page PDF reports are available for free to members (so what have you got to lose?) thru the NAR store and go down the county level. These reports cover domestic buyers  by county and represent actual purchasers, not just window shoppers.

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