2015 House Trends, Retirement visas, iPhone carrier pricing and Household cleaning tips

If you had asked someone in the 1960s what the home of 2015 would look like, chances are they imagined something akin to The Jetsons’ home complete with Rosie the Robot and other space-age appliances that dressed and fed the family. But, rather than space-age technology, the biggest thing that is expected to change in future single-family homes is the size.

Florida’s property professionals believe that passing a retirement visa programme for overseas real estate buyers could generate 300,000 new jobs as well as bring new money into the Sunshine state’s housing market.

A builder in Montana is constructing a home made entirely of American products – nails, wood, bathtub, the works. It’s been challenging, but not as expensive as you might imagine.

Confused about iPhone plans from the various carriers? Who’s cheapest? It’s not as easy as that, of course. CNN Money tries to untangle the options in iPhone carrier pricing.

Cleaning the home is certainly a chore. Yahoo has guidance on how to keep it under control. The take away: incorporate daily cleaning tasks into your routine to make those big every-so-often major sweeps less major. Yahoo has another article this week on simple solutions to modern problems. How do you get stains out of tupperware? remove white rings from tables? clean a smelly coffeemaker?

Tagged with:
 

Facebook apathy, eBooks for iPads, the value of homeownership, and your favorite childhood toys

Marketing through Facebook should be ideal – you’re connecting with friends and colleagues, reaching people who actually ‘like’ what you’re doing. So why is it often such a colossal failure? Scott Stratton at UnMarketing talks about how we are killing Facebook with events and spam marketing.

Katherine Boehret of the Wall Street Journal wrote an article this week (available for free at least as of now here or you can try here, and for NAR members via ProQuest here) on her experience in checking out eBooks using the OverDrive app from her public library in Washington DC. This is the same system NAR uses in its ebook collection. Her experience is useful in explaining how it all works, some current limitations, and things that might be a bit frustrating to newbies. Remember REALTORS, if you get stuck with the app or downloading any version of eBooks through our library, you can call us for help – 800-874-6500.

In an article extolling the virtues of the fixed 30-year mortgage, Nicolas Retsinas points out a disturbing trend for today’s retirees:

As late as 1989, more than 80 percent of all homeowners over 65 had paid off their mortgages, and they could tap into that money for retirement. And since some of the retirees had defined-benefit pensions that provided them with a set amount every month (so long as the company remained solvent), they found retirement the proverbial golden age. Today, unfortunately, only a third of people over age 65 have paid off their homes.

These may not be the worst of times for real estate professionals, but they certainly are not the best either. To add insult to injury, it is now tax time. However, there’s one thing you can do to help keep your head above water: Take all the tax deductions to which you are entitled.

The mortgage interest deduction is under attack and pundits are declaring that it’s a new age for renters, not homeowners. But before everyone goes running off the cliff on their way to apartmentpeople.com, NAR and REALTORS® in general are asking consumers to take a longer, more thoughtful view on the value of homeownership.

Are you a word game junkie? Learn how Scrabble and Words With Friends match up and, in some cases, the game players too.

You’ve probably noticed Google’s search results getting junkier and less credible over the years as the web is flooded with content from every Tom, Dick, and Harry. Google’s working on cleaning house with a new search algorithm designed to bring “high-quality” back to the top.

Watching movies at home has moved from a trip to Blockbuster to Netflix to iTunes to digital streaming. Amazon.com is just the latest to enter the arena. Are you an Amazon Prime subscriber? If you are, you can access over 5,000 movies and television shows for free. Sign in to Amazon, go to Instant Videos and click on Prime Eligible in the left column. Choose your movie and watching streaming on your computer, HDTV or compatible set-top box or DVR.

While interest by the young in traditional blogging wanes (really it’s morphing into other forms – Tumblr, Facebook, Twitter – which really fulfill the same function), older demographics continue to embrace the long-form medium.

TIME reporter Allie Townsend picks the 100 most influential toys from 1923 to the present. I loved my Creepy Crawlers as a child.

Tagged with:
 

The mortgage interest deduction has been cited recently as an easy candidate for elimination in tax reform proposals. But the Joint Committee on Taxation – Congress’ top technical resource on all tax law matters – says MID’s impact on the budget is less than previously thought due to lower interest rates and lower home prices.

Everybody loves a bargain, but when do you know you’re getting the best price? Obviously you can time season items (lawn furniture in September, for example), but what about TVs and laptops? Do they have a season? According to Lifehacker they do.  The website put together a timeline of the best time to buy anything in 2011. So now you know to buy your boat in March and your jeans in October. Here’s the list for March:

  • Luggage: Halfway between buying seasons, stores eager to move.
  • Frozen foods: Goofy, but it’s “National Frozen Food Month.” And you can buy and freeze.
  • Winter coats & sports gear: Winter fun season is coming to an end. Where to find end-of-season goods? Try commenters’ suggestions.
  • Boats: It’s the end of boat show season; you’ve got the upper hand.

Epicurious came out with something similar last year to help you figure out seasonal fruits and vegetables by state and month.

Gmail launched its Priority Email service last summer to the delight of power users and the sorrow of e-marketeers. Having trouble reaching your gmail clients since then? Looking for some guidance on getting better results? Check out Mashable‘s Optimize E-mail Marketing for Gmail’s Priority Inbox.

Roughly two thirds of American teenagers are comfortable enough with their parents to have them as Facebook friends, according to a new study.

Already popular in Europe and elsewhere, CNN Money recently reported on the rising trend of using your mobile phone as a credit card replacement. Starbucks recently launched a program nationwide that allows baristas to scan your phone to pay for your latte with it’s app. Right now PayPal is the dominant player in the US, but mobile pay competitors are gearing up. It’s already a $69 billion market worldwide and is expected to grow 10-fold in just 5 years.

No one says The Journal of Real Estate Literature is a light read, but a paper in the most recent volume examined the relationship between the willingness of real estate agents to embrace technology and success [links to ProQuest version, available for free to NAR members]. Cutting to the chase:

Although a real estate agent’s ability to maintain a ‘personal touch’ with customers and connect his/her services with the customer’s specific needs remains as one of the important factors determining his/her performance, adoption of innovative technologies such as podcasts, live open houses, webcasts, and electronic mail that enhance communication and improve an agent’s effectiveness will be essential for their continued success. The findings of this study indicate that early adopters of emerging technologies, such as the use of email marketing, tend to perform better than non adopters. Therefore, real estate agents should be encouraged to retool themselves to adopt new and emerging technologies that are likely to enhance their communication abilities.

In the wake of the shooting in Arizona, people are once again looking at balancing rights of gun owners with the need for safety and control. In the most recent Pew Research Center Poll, the country was pretty evenly split. Is that headed for a change?

The Social Security program will be tweaked in several important ways in 2011. Workers will get a temporary tax break on the amount they pay into the entitlement program, and several claiming options for retirees will be eliminated. USNews takes a look at 4 Social Security Changes Coming in 2011.

Tagged with:
 

Rethinking Retirement

On May 4, 2010, in eBooks, by Mary Martinez

A recent Newsweek article shows that spending by retirees declines greatly from initial years of retirement through mid- and late-retirement.  Average spending for households headed by folks between the ages of 55 and 64 was $54,783 in 2008 — compared to the average spending of folks between 65 and 74, which was $41,433.  Compare those figures to households headed by those over 75 — $31,692 (Bureau of Labor Statistics).

050310What does this mean for retirement planning?  It means that typical retirement planning tools may not be accounting for actual patterns of spending — overestimating on the amounts needed for the entire retirement period and/or underestimating on the early years of retirement when retirees are likely to spend more freely on travel, hobbies and home improvement.

If you’ve been thinking about revisiting your retirement strategy, Information Central’s Virtual Library eBooks Collection offers plenty of titles to help you. Check out the May feature collection, Retirement Planning, at ebooks.realtor.org.  Among other notable titles you’ll find:

  • The New Savage Number: How Much Money Do You Really Need to Retire? (Adobe PDF and EPUB formats)
  • How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire (Adobe PDF and EPUB formats)
  • Bulletproof Retirement (Adobe PDF format)
  • Save My 401K! (Adobe PDF and EPUB formats)
  • The New Retirement (EPUB format)
  • Get a Life: You Don’t Need a Million to Retire Well (Adobe PDF format)

Members of NATIONAL ASSOCIATION OF REALTORS® can borrow up to 6 digital books and/or videos at a time for FREE!  Simply download the free required software and have your active NRDS number handy.  Need help?  Call NAR’s Information Central at 800.874.6500.

Tagged with:
 

Looking for something?

Use the form below to search the site:

Still not finding what you're looking for? Drop a comment on a post or contact us so we can
take care of it!

Visit our friends!

A few highly recommended friends...